Discussing What’s Next In Payments – Together With The Community At EBAday

"We’ve spent years speeding things up. Payments are instant now. But control, decisions, processes – they didn’t magically become real-time as well. That’s where things get interesting." 

— Frank Dux, Managing Director, coconet

The Three Topics We Focus On At EBAday 2026

Instant Payments & VoP

Speed Is Solved. Control Isn’t. 

Payments are instant. Validation, approvals and exception handling are not. This gap creates risk, delays and manual effort exactly where speed matters most. 

  • VoP at the point of initiation
  • Real-time payment status and tracking
  • Immediate exception handling
Open Finance, PSD3 & FiDA

More Access. Less Control. 

Banks operate across more systems, data sources and APIs than ever. With PSD3 and FiDA, complexity is no longer optional. The challenge is not connectivity. It’s control. 

  • Unified access across banks and systems
  • Consistent processes across channels
  • Central visibility and control 
AI-Driven Decisions

Data Is Available. Decisions Are Not. 

Payment data is richer than ever. But decisions are still manual and delayed. The real value lies in turning data into action. 

  • Cash and liquidity insights in real time
  • Next best actions within daily workflows
  • Decisions embedded into business operations 

What This Means In Practice

Real-time payments require control at the same speed as execution. Data only creates value when it drives decisions. Open ecosystems require a unified control layer. Together, this marks a shift in corporate banking: 

From isolated capabilities to connected, controlled and operationally usable payment environments. 

Meet Us At Booth E66

Want to see how this works in practice? Visit us at Booth E66 to explore: 

  • real-time payment control with VoP and tracking
  • unified multibanking and connectivity solutions
  • AI-driven cash and liquidity insights 

Or book a meeting with our team in advance