Get ready for the Next Generation Payment and Cash Management

MULTIVERSA IFP is a payment and cash management solution that is designed to

  • improve payment processes,
  • increase visibility of accounts,
  • manage transactions and
  • efficiently improve the cash positions of your corporate customers.

The system offers your corporate customers a central, domestic and international online and mobile banking access channel.

Do you want to offer your corporate customers outstanding UX, best security, smart features and great performance? With our new major version, we bring all these benefits together for you:

Easy, secure, instant & open


activités bancaires pour les clients entreprises

Increase your corporate banking business

Make your corporate customers more successful

MULTIVERSA IFP is extremely feature-rich and mature ready for domestic and international markets. It covers payment & collections, reporting, management of accounts, liquidity management, cash pooling and many other convenient features, to meet the requirements of demanding corporate customers.

The brand new user experience is outstanding: smart dashboards help to manage all multi-country & multi-currency accounts. Workflows are simple and user-friendly to improve payment processes and optimise cash flows. Clearly structured and easy-to-use interfaces make your corporate customers’ business more efficient and successful – day by day, wherever they are.

solutions multi-banques

MULTIVERSA IFP is ready for multi-banking with PSD2 and other innovations:
smart payment creation, SWIFT gpi payment tracking, instant payments and real-time balances.

Benefit from optimised processes, excellent customer retention and market-leading services

MULTIVERSA IFP offers banks a digital banking access channel for all your corporate customers, from SMEs to large conglomerates.

Supporting common international standards such as SWIFT, EBICS, PSD2, the out-of-the-box solution provides over 200 specific formats and many languages for over 30 countries world-wide. Thus, MULTIVERSA IFP enables global channel strategies.

MULTIVERSA IFP offers brand new features for improving the customer relationship management, such as data analysis to identify customers in specific situations and to increase cross-selling opportunities.

Expand your banking services internationally

Central Europe

  • Austria
  • Belgium
  • France
  • Germany
  • Ireland
  • Italy
  • Switzerland
  • The Netherlands
  • UK

Eastern Europe

  • Bulgaria
  • Croatia
  • Czech Republic
  • Hungary
  • Poland
  • Romania
  • Russia
  • Slovakia
  • Slovenia


  • China
  • Hong Kong
  • Singapore
  • USA 


  • Bulgarian
  • Chinese
  • Croatian
  • Czech
  • Dutch
  • English
  • French
  • German
  • Hungarian
  • Italian
  • Polish
  • Romanian
  • Slovak
  • Slovenian
  • Spanish

MULTIVERSA IFP is one of the best corporate financial portals worldwide.

Greenwich Associates of Stamford, US

Mobile banking with the MULTIVERSA IFP App for smartphones

Users can keep track of their transactions and balances at any time. They can sign payments digitally, create new payments and send them to the bank. In conjunction with the online portal MULTIVERSA IFP, the bank’s corporate-customer users can easily change from the office to mobile. The MULTIVERSA IFP App supports digital signatures.

application bancaire mobile pour le smartphone

Security token via smartphone

With the MULTIVERSA Token for Mobile the portal provides its users with a convenient and secure solution for authentication and authorization via smartphones and tablets. Thus, banks can minimize their efforts in terms of providing and maintaining expensive security measures such as smartcards.

token de sécurité via smartphone

Authentication and authorization token without any additional device

The MULTIVERSA Token for Desktop enables the strong customer authentication (SCA) which is required by PSD2 and EBICS 2.5. The app for Microsoft Windows and Apple macOS acts as a security device. The expensive support of smartcards, RSA tokens or other specific tools can be eliminated.

Authentication and authorization token

MULTIVERSA IFP meets all the requirements of a modern international digital banking solution. The finance portal:

  • offers central operations for all types of corporate customers.
  • provides comprehensive applications for domestic and international payment transactions, Balance and Transaction Reporting (BTR) and cash management.
  • provides multi-banking capabilities
  • supports multiple international e-banking standards and formats, like SEPA, Instant Payments, EBICS, PSD2 and SWIFT.
  • meets the highest security and performance standards.

MULTIVERSA IFP – convincing functionality for your various different corporate customers

Financial dashboard

  • Dashboard with configurable widgets

Payments & collections

  • Credit transfers, direct debits incl. urgent payments, instant payments, cheques, intra-company payments, salary payments , etc.
  • Smart payment creation incl. invoice scan
  • Payment import from ERP or TMS systems
  • Periodic payments
  • Standing orders
  • Payment returns
  • Domestic and bank-specific formats
  • International formats such as CGI, SWIFT, SEPA
  • Tracking of open and transmitted payments
  • Tracking of cross-border payments with SWIFT gpi
  • Templates
  • Address book
  • Authorisation with Electronic Distributed Signature (EDS)

Cash management

  • Balances
  • Real-time balances
  • Account statements
  • Intraday statements
  • Transactions
  • Account management
  • Liquidity monitoring
  • Personalised cash views
  • Multi-banking capability through PSD2, EBICS
  • Multi-currency / multi-country aggregation
  • Virtual accounts
  • Forecasting
  • Reconciled forecasts
  • Cash pooling incl. zero and target pooling
  • Deposits of securities
  • Domestic and international reporting formats, such as MT940, MT942, CAMT

Cross functions

  • Customer self-service
  • Customer Onboarding
  • Multilingual user interfaces
  • Mobile access via MULTIVERSA IFP App
  • Alerting, notification and messaging
  • Document mailbox
  • Demo mode
  • Service bureau capability
  • Billing (camt.086)
  • Personalised views
  • Context-sensitive help
  • Direct help
  • Customer analytics tools
  • Branding in bank‘s design
  • Multi-level administration (bank entities, customer, user, permission, accounts etc.)


  • Online, tablet & smartphone
  • Apps (iOS & Android)
  • ERP/TMS connectivity
  • Direct interfaces (file interface)

Integration & extensibility

  • Administration APIs
  • APIs to integrate further applications, widgets, services
    Agnostic to back-end systems (core banking, EBICS server, payment processing, etc.)
  • Open Banking APIs
  • Seamless integration in the digital experience & integration platform, MULTIVERSA FIP


  • App-based SCA security token for desktop and mobile
  • PSD2 & EBICS conformity
  • Integration of bank-specific security methods
  • Integration of proven anti-fraud methods

Request a demo

We'd like to show you how our product capabilities can fit your needs. Our expert will demonstrate the powerful features and we will be happy to answer your questions.

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