Three Transformations. One New Banking Model.

“Corporate banking is moving from navigation- and UI-based interactions towards more intelligent, intent-based experiences. AI agents, decision intelligence and richer payment services will increasingly become part of how corporate clients interact with their banks. The challenge is to make these capabilities accessible and actionable — while maintaining security, transparency and human control.”

– Andre Zimmerman, Director of Product, coconet

Three Strategic Topics. One Future-Ready Banking Platform

Corporate banking is evolving beyond traditional digital channels. 

AI agents are becoming active participants in financial processes. Treasury teams increasingly expect support in making better decisions, not just access to more data. And new payment services are creating opportunities to deliver greater certainty across the cross-border payment journey. 

For banks, this means rethinking how banking services are exposed, consumed and experienced.

Banking for the Agent Economy

Your Next Banking Customer May Not Be Human.

AI assistants and autonomous agents are set to take on more financial tasks — from research and liquidity monitoring to payment execution.
For banks, this means making banking services discoverable, understandable and securely executable by both humans and machines. The future is moving from navigating interfaces to acting on intent — with governance, transparency and human control built in.

  • MCP-based orchestration between agents and banking capabilities
  • Secure execution through AI assistants
  • Controlled delegation with full auditability and human oversight

AI-Powered Treasury Intelligence

Treasury Teams Need Intelligence, Not More Dashboards.

Treasury teams already have access to vast amounts of data. The next step is turning that data into better decisions.
By combining banking data, forecasts and AI-driven reasoning, banks can help clients anticipate liquidity needs, identify risks and determine the next best action — moving from visibility to intelligent decision support.

  • AI-assisted liquidity forecasting
  • Intelligent cash-position analysis
  • Next-best-actions and decision support by treasury copilots

Intelligent Cross-Border Payment Experiences

The Future of Cross-Border Payments Is Greater Certainty.

Real-time tracking, richer payment data and Swift Value Added Services are creating new opportunities across the payment journey.  
The opportunity for banks is to turn these capabilities into tangible customer value by making payment information transparent, actionable and seamlessly embedded into the customer’s daily workflow.

  • Payment pre-validation and fewer exceptions
  • End-to-end payment tracking and fee transparency
  • Payment intelligence embedded into client workflows

One Direction for Digital Corporate Banking 

Across all three topics, the direction is clear. 

Banking services need to become more intelligent, more accessible and more deeply embedded into the customer's daily processes. 

AI agents require banking capabilities they can securely discover and use. 

Treasury teams need support in turning information into better decisions. 

And corporate clients expect payment intelligence to be available directly within their banking experience. 

The role of the digital banking platform is therefore expanding: from providing access to banking services towards orchestrating intelligent interactions between customers, data, AI and financial capabilities. 

Continue the Conversation at Sibos

Whether you're exploring the Agent Economy, AI-powered treasury intelligence or new cross-border payment experiences, we'd love to continue the conversation. 

Meet our team to discuss how banks can: 

  • Prepare for agent-driven banking interactions
  • Turn treasury data into decision support
  • Bring Swift Value Added Services into the digital customer experience
  • Build future-ready corporate banking services without replacing what already works 

Meet us at Sibos