The PSD2 Enabler is a component of the payment and cash management solution MULTIVERSA IFP. It provides a PSD2 gateway that supports the use cases “payment initiation”, “account information” and “confirmation of funds” from other banks or TPPs.
The PSD2 Enabler is embedded in MULTIVERSA IFP and uses proven functionality such as provision of balance and account data, validation, acceptance and forwarding of payments. It creates and manages the consents and tracks their validity incl. certificate handling for TPP validation, access validation of TPP requests and – if necessary – strong customer authentication based on various available security mechanisms.
An API management tool, like WSO2 API Manager is integrated in the solution to provide further API-related functionality, such as publishing, lifecycle management, security, reporting and usage analytics.