Renew and modernise e-banking systems

“Never change a running system” is a common belief in IT. However, from time to time, a product lifecycle is finished and it becomes necessary to change, update or modernize banking systems. Today, this is particularly true for the corporate banking sector because many new services enter the market and enable new and digitalized business models. Increasing demands towards modern technology, open architecture and rising importance of user experience affect the corporate banking industry.

CoCoNet designs banking solutions especially for banks’ corporate and business customers.

We help banks to transform legacy systems into digital platforms. Our MULTIVERSA Corporate Banking Suite is designed to facilitate this transformation. It offers various modules from a banking service platform, over business APIs to a digital banking portal.

Our solutions are characterised by high performance and stability. They are scalable to meet any customer’s requirements, from corner shops to multi-national corporate organisations, and to provide excellent user experience.


Modernisation, migration and innovation

Many banks are planning to replace their legacy e-banking solutions and client systems for corporate customers with modern, flexible digital banking solutions. The focus is on providing excellent user experience, one common touchpoint for all relevant financial services, consolidated financial liquidity views, detailed reporting, greater consistency across multiple geographies and, in particular, on offering new services for additional revenue generation.

CoCoNet’s MULTIVERSA Corporate Banking Suite satisfies this demand. Not only by providing the respective functional modules or the strong and flexible IT architecture but also by offering the right migration approach to a new digital solution.

CoCoNet provides the tools and professional services to enable a smooth and gradual migration. This allows banks to run successful projects in a short time and at a reasonable price.

Our experts will be pleased to demonstrate our solution and migration capabilities to support you in your digital transformation.


Get your bank ready for EBICS, PSD2 solutions and APIs

Current international standards in payment transactions, such as EBICS and PSD2, provide an excellent basis for new corporate customer services, such as multi-banking and international cash pooling. Supporting these standards is not just a commitment but offers the opportunity to win new customers and to bind existing customers to your bank more closely.

We have various solutions to support these standards:

  • EBICS Server
  • EBICS Kernel API
  • EBICS Client
  • EBICS Smartphone App
  • Instant Payment EBA Clearing via EBICS
  • PSD2 Enabler
  • PSD2 Hub

Customer experience – not only a buzzword

Several international studies agree that customer experience will become one of the most important brand values in the banking sector over the next years. The prevailing trend is that customers will be willing to even pay more if they get a better banking experience tailored to their needs.

“From satisfaction to emotion” is one of the most promising approaches. Customers want to be efficient but be surprised, too – with all banking operations, via all channels and without media discontinuity.

Therefore, in the corporate banking sector, it becomes increasingly important to present complicated correlations and complex data in a user-friendly way to actively support decisions and to design efficient workflows. This is the core IT task: innovative digital banking platforms are to enable an outstanding customer experience via all IT channels.

This is exactly where CoCoNet’s  innovative software solutions excel.