MULTIVERSA IBS International Banking Server

> Universal high-end middleware connecting to all kinds of customer front-end systems and host solutions of large corporates

Banks maintain various access channels for international customers ranging from portal solutions and offline systems up to proprietary access channels. In addition, in some countries such as Germany, France and Austria, they have to connect with third-party systems via local multi-bank standards. With MULTIVERSA IBS International Banking Server, CoCoNet has developed a modular, scalable middleware establishing connectivity between third-party front-end systems and the bank's back-office facilitating also host-to-host solutions for payments and cash management. MULTIVERSA IBS is unique by integrating various e-banking applications for both domestic and international business, private and corporate customers, on one single platform.

Core features of MULTIVERSA IBS

• Parallel support of the German e-banking standards EBICS, BCS-FTAM, MULTIWEB and HBCI/FinTS!
• Suitable for international business thanks to MULTIVERSA GPF Generic Payment Factory for universal format handling
• Optional integration of international customers through the multi-bank portal solution MULTIVERSA IFP International Finance Portal
• Straight Through Processing (STP) thanks to a flexible integration of different customer systems and connectivity to bank back-ends, third-party banks and other partners
• Modularly extendable, scalable and reliable through J2EE technology
• Overall multi-client capability
• Web-based customer and system administration

Deciding on MULTIVERSA IBS banks and service providers choose a future-oriented e-banking platform - the basis for tailored e-banking services for an international clientele.